No card and no charges. Every household gets 150 credits a month with everything included: text, voice and photo entries, summaries, fixed bills, budgets, reminders and the web dashboard.
Before you start, explore the feature use cases and read how to prepare your first entries. The Lukre homepage provides the context of the service.
For the whole household, everything included.
Free, no card. The credit limit keeps use fair and Lukre free for everyone.
The basics to help you decide whether Lukre fits your routine.
Yes. Creating your household, inviting people and using every feature costs nothing, and signing up does not ask for a card. Every household gets 150 credits a month to chat with Lukre.
Credits measure the work Lukre does to answer you. Each message someone in the household sends uses credits according to the effort of the reply, and a short text uses little. Ask “how many credits do I have?” on WhatsApp or see the balance at /conta.
Voice notes, receipt photos, PDFs and report requests use more than a short message because they take more work to interpret. Reminders Lukre sends on time use no credits, and neither does the dashboard.
Past 80% of the month, one reply carries a notice. When credits run out, the chat pauses: each new message gets a notice with the renewal date. Reminders keep arriving, and the dashboard, statements and exports stay available.
On day 1 of every month, at midnight in your household’s time zone. Leftover credits do not carry over. If you start mid-month, you get the full allowance in your first month.
Up to 5 people per household, counting the owner and pending invitations. Credits belong to the household and are shared by everyone.
Every reply has a real processing cost. The limit keeps Lukre free for everyone and use fair: one household per WhatsApp number and no multiple accounts to add up credits.
No. The rules are the same: everything you send, including receipts, extracted text and derived files, is visible to all active household members. Copies downloaded outside Lukre cannot be revoked. Lukre does not connect to banks and only knows what you record. Data is deleted 90 days after cancellation or suspension, with export available before deletion. We use no advertising trackers.
Credits renew every month. If your household needs more, contact support at [email protected]: the operator can expand credits case by case.
The first step can be as simple as a message.
